| Rank | Team | Comments | Prior | |
| 1 |  | North Dakota State | NDSU (11-0) completed the perfect regular season. A no doubt slam dunk #1, no questions asked. | 1 |
| 2 |  | Kennesaw State | KSU (10-1), the Big South's auto, won a five overtime battle of attrition over Jacksonville State. A top 4 seed should be waiting. | 2 |
| 3 |  | Weber State | WSU (9-2) claimed the Big Sky auto. Having won six straight, four over playoff contenders. A #2-4 seed should be awarded them. | 3 |
| 4 |  | Eastern Washington | EWU (9-2) destroyed Portland State and now waits for their seed. Should land somewhere between #3 and #5. | 4 |
| 5 |  | South Dakota State | SDSU (8-2) played the "we can outscore you game," with South Dakota. Should easily be a seeded team. | 5 |
| 6 |  | UC Davis | UC-D (9-2) ends with a win over Sacramento State. With an FBS win in their pocket, a national seed should be coming their way. | 7 |
| 7 |  | James Madison | JMU (8-3) puts Towson down hard in their finale. Should be one of three teams fighting for the final two seeds. | 8 |
| 8 |  | Colgate | Colgate (9-1) gave up 28 points! But it took the Army to do it. Their weak schedule might cost them a seed, but it'll be close. | 6 |
| 9 |  | Maine | Maine (8-3) finished off their CAA run with a nailbiter win over Elon, taking the automatic bid. Will a seed come with it? Again, close. | 12 |
| 10 |  | Nicholls | Nicholls (8-3) whooped SELA on Thursday to claim the Southland automatic. | 11 |
| 11 |  | Wofford | Wofford (8-3) crushed Presbyterian. A loss by ETSU and a Mercer 30 point output, gives the Terriers the SoCon automatic. | 15 |
| 12 |  | Jacksonville State | JSU (8-3) lost a chance to land a national seed, but Kennesaw State wins the five overtime thriller. Still playoff bound as OVC champ. | 10 |
| 13 |  | Princeton | Tigers (10-0) complete the perfect regular season also. Their reward? An Ivy League title. No playoffs. | 17 |
| 14 |  | SE Missouri State | SEMO (8-3) wins a shoot out over EIU, which EIU pulls many opponents into. Their eight wins should be enough to get a bid. | 19 |
| 15 |  | North Carolina A&T | A&T (9-2) should be thankful to Bethune-Cookman for opening the door for another MEAC bid to the Celebrations Bowl. | 20 |
| 16 |  | Stony Brook | SB (7-4) lost at Albany. Not a good way to enter the playoffs, but they should not have to worry about being in. | 9 |
| 17 |  | Elon | Elon (6-4) lost to Maine, 27-26. A win would have guaranteed a playoff berth, but this near-win should show that they still belong. | 16 |
| 18 |  | Towson | Tigers (7-4) lost their third of their last four games. Limping into the playoffs is not good. Still, the resume is too good to deny playoffs. | 13 |
| 19 |  | Montana State | MSU (6-4) slipped past Montana. A few good wins and no bad losses has them in position for the playoffs. | 23 |
| 20 |  | Delaware | UD (7-4) was red hot two weeks ago, now losers of two straight. No reason to think that they're not playoff bound though. | 18 |
| 21 |  | East Tennessee State | ETSU (8-3) loss to Samford. The overall schedule is soft, but the computer numbers should land the Bucs a playoff bid. | 14 |
| 22 |  | San Diego | Toreros (9-2) are representing the Pioneer League as champions and playoff participant again. | NR |
| 23 |  | Incarnate Word | UIW (6-4) had the week off. Last week they looked as close to a lock as could be. Cancelling that finale might have cost them. | 21 |
| 24 |  | Eastern Kentucky | EKU (7-4) finish with a four game win streak. Only one signature win and a SoS ranking around 80, probably won't get an at-large. | 22 |
| 25 |  | Indiana State | ISU (7-4) ends the season on a five game win streak, icluding wins over playoff hopefuls Illinois State and Western Illinois. | NR |
